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The U. S. Small Business Administration (SBA) provides low-interest, long-term disaster loans to businesses of all sizes, private non-profit organizations, homeowners, and renters to repair or replace uninsured/underinsured disaster damaged property. SBA disaster loans offer an affordable way for individuals and businesses to recover from declared disasters. 

SBA 3 step loan

Three-Step Process for Disaster Loans

Loan Application Checklist

Form 413

4506-T

2202-Schedule of Liabilities

1368 Monthly Sales Figures

Form 5 - Disaster Loan Business

 

Links to Loan Applications:

SBA Loan Forgiveness Application  NEW!

SBA Economic Injury Disaster Loans (EIDL) – Long-term loans for payments of fixed debts, payroll, accounts payable and other bills that can’t be paid because of the disaster’s impact.

SBA Economic Injury Disaster Advance Loan – Offers small businesses a one-time advance up to $10,000 of the EIDL to cover costs in the short term. This loan advance will not have to be repaid.

SBA Paycheck Protection Program – Incentive loans to keep workers on small business payrolls. If all employees are kept on payroll for eight weeks, SBA will forgive the portion of the loans used for payroll, rent, mortgage interest, or utilities. Up to 100 percent of the loan is forgivable.

All SBA Coronavirus Small Business Guidance & Loan Resources (including those above)


From Schechner Lifson Corporation:

FAQ - Small Business Loans Under the CARES Act